* Cashless claim facility at our Cashless Garage Network all across India.* No Claim Bonus: If you do not make a claim during the policy period, a No Claim Bonus (NCB) is offered on renewals. This discount can go as high as 50%. (NCB will only be allowed provided the policy is renewed within 90 days of the expiry date of the previous policy.)* ransfer your NCB: You can transfer full benefits of No Claim Bonus when you shift your motor insurance policy from another company to IFFCO-Tokio General Insurance. The discount rate remains the same, provided you show evidence that you are entitled to No Claim Bonus from your previous motor insurance.